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Banking without borders. Save, spend, and borrow β€” anywhere in the world.

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a0bank is a trading name of A0 Financial Technologies Ltd. Authorised and regulated across multiple jurisdictions. Cryptocurrencies are high-risk assets and their value can go up or down. Your capital is at risk. Crypto assets are not covered by the Financial Services Compensation Scheme (FSCS) or equivalent protection schemes in all jurisdictions. Please read our Terms of Service and Privacy Policy before using our services.

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Tether (USDT) Savings

Earn 6.25% p.a. on Tether

Dollar-stable savings. No price volatility, 6.25% yield.

Open Free Account
Annual yield
6.25%
Lock-up period
None
Minimum deposit
None
Interest accrual
Daily

USDT (Tether) is the world's most widely used stablecoin, pegged 1:1 to the US dollar. a0bank pays 6.25% per annum on USDT deposits, giving you the yield of a crypto savings account without exposure to cryptocurrency price swings.

Why a0bank

Why save Tether with a0bank?

Regulated institutional custody, a competitive rate, and full liquidity β€” on your USDT.

Dollar-pegged stability

USDT maintains a 1:1 peg to the US dollar. Your savings balance doesn't fluctuate with crypto markets while still earning 6.25% APR.

Best of both worlds

Hold the dollar's stability with the yield of a crypto savings account β€” something no traditional bank currently offers on USD balances.

Instantly convertible

Convert USDT to fiat USD or other currencies at any time within your a0bank account at competitive rates.

Spend globally with your Visa card

Your USDT balance can be spent anywhere Visa is accepted via the a0bank Visa debit card, automatically converted at point of sale.

How it works

Start earning USDT interest in three steps

01

Open your a0bank account

Sign up online in about 5 minutes. Passport scan and liveness check β€” no proof of income, no branch visit.

02

Deposit USDT

Transfer Tether from any wallet or exchange to your a0bank deposit address. Funds are typically credited within minutes.

03

Earn 6.25% APR β€” withdraw any time

Interest accrues from your first day of deposit. Withdraw your full balance at any time with no lock-up and no penalties.

FAQ

Tether savings β€” common questions

Also available

USD Coin (USDC) SavingsBitcoin (BTC) SavingsEthereum (ETH) SavingsView all 10 assets β†’
Open for new customers worldwide

Start banking without boundaries

Join 500,000+ customers. Open your account in 5 minutes β€” no paperwork, no branch visit.

Open Free AccountTalk to Support