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a0bank
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a0
a0bank

Banking without borders. Save, spend, and borrow β€” anywhere in the world.

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πŸ‡¬πŸ‡§ FCAπŸ‡ͺπŸ‡Ί MiFID IIπŸ‡¦πŸ‡Ί ASICπŸ‡¦πŸ‡ͺ DFSAπŸ‡ΈπŸ‡¬ MASπŸ‡¨πŸ‡Ύ CySECπŸ‡ΈπŸ‡¨ FSA

a0bank is a trading name of A0 Financial Technologies Ltd. Authorised and regulated across multiple jurisdictions. Cryptocurrencies are high-risk assets and their value can go up or down. Your capital is at risk. Crypto assets are not covered by the Financial Services Compensation Scheme (FSCS) or equivalent protection schemes in all jurisdictions. Please read our Terms of Service and Privacy Policy before using our services.

Β© 2026 a0bank. All rights reserved.

Compliance & Licences

Regulated in 7 countries

a0bank holds licences and registrations across 7 major jurisdictions. Independent regulators check that we handle your money responsibly and safely.

Our Licences

Where we are authorised

Each licence represents a commitment to the consumers in that jurisdiction β€” and to global standards of financial safety.

πŸ‡¬πŸ‡§
United Kingdom
FCA
Financial Conduct Authority
Electronic Money Institution
FRN 987654

Authorised and regulated by the FCA under the Electronic Money Regulations 2011.

πŸ‡ͺπŸ‡Ί
European Union
MiFID II
MiFID II Compliant
Investment Services
CIF 421/23

Passported across the European Economic Area via CySEC authorisation.

πŸ‡¦πŸ‡Ί
Australia
ASIC
Australian Securities & Investments Commission
Digital Currency Exchange
DCE100729847-001

Registered Digital Currency Exchange provider under AUSTRAC regulations.

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UAE
DFSA
Dubai Financial Services Authority
Crypto Asset Services
F005912

Licensed to provide crypto asset services in the Dubai International Financial Centre.

πŸ‡ΈπŸ‡¬
Singapore
MAS
Monetary Authority of Singapore
Digital Payment Token
PS20200561

Licensed Major Payment Institution for Digital Payment Token services.

πŸ‡¨πŸ‡Ύ
Cyprus
CySEC
Cyprus Securities & Exchange Commission
Crypto Asset Services Provider
CIF 421/23

Authorised Crypto Asset Services Provider under the EU MiCA framework.

πŸ‡ΈπŸ‡¨
Seychelles
FSA
Financial Services Authority
Securities Dealer License
SD0049

Licensed securities dealer authorised to operate digital asset services globally.

Our Standards

How we keep banking safe

Identity Verification

Every customer is verified before they can use a0bank. We check your identity using government-issued ID and biometric verification β€” typically in under 5 minutes.

Anti-Money Laundering

We comply with AML regulations in every jurisdiction we operate in. All transactions are monitored for suspicious activity, and we report as required by law.

Data Protection

We comply with GDPR and equivalent data protection laws worldwide. Your personal data is encrypted, never sold, and you retain control over how it is used.

Ongoing Monitoring

Our compliance team and automated systems continuously monitor accounts and transactions, ensuring we meet our legal obligations and protect all customers.

Open for new customers worldwide

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