a0
a0bank
Accounts
Fiat and digital currency accounts
Debit Card
Spend anywhere in the world
Deposits & Savings
Earn 6.25% p.a. on your deposits
Instant Loans
Borrow against your savings
SecurityComplianceBlogSupportAbout
Open Account
a0
a0bank

Banking without borders. Save, spend, and borrow β€” anywhere in the world.

𝕏in✈

Services

  • Accounts
  • Debit Card
  • Deposits & Savings
  • Instant Loans
  • All Services

Company

  • About Us
  • Blog
  • All Pages
  • Security
  • Compliance
  • Careers

Support

  • Help Centre
  • Contact Us
  • Get Started

Legal

  • Privacy Policy
  • Terms of Service
  • Cookie Policy
  • Sitemap
πŸ‡¬πŸ‡§ FCAπŸ‡ͺπŸ‡Ί MiFID IIπŸ‡¦πŸ‡Ί ASICπŸ‡¦πŸ‡ͺ DFSAπŸ‡ΈπŸ‡¬ MASπŸ‡¨πŸ‡Ύ CySECπŸ‡ΈπŸ‡¨ FSA

a0bank is a trading name of A0 Financial Technologies Ltd. Authorised and regulated across multiple jurisdictions. Cryptocurrencies are high-risk assets and their value can go up or down. Your capital is at risk. Crypto assets are not covered by the Financial Services Compensation Scheme (FSCS) or equivalent protection schemes in all jurisdictions. Please read our Terms of Service and Privacy Policy before using our services.

Β© 2026 a0bank. All rights reserved.

One Account, Everything

Real money and digital money. One account.

Your a0bank account holds 7 fiat currencies with a standard SWIFT bank account AND 10 cryptocurrencies β€” seamlessly connected, instantly exchangeable.

Open Free Account
Multi-Currency Bank Account

Real money in 7 currencies

A fully regulated SWIFT bank account β€” with a UK sort code, IBAN, and BIC β€” that holds USD, EUR, GBP, AED, JPY, SGD, and HKD simultaneously.

a0bank Account
Multi-Currency
SWIFT Β· IBAN Β· Sort Code
πŸ‡ΊπŸ‡ΈUSD
4,200.00
πŸ‡ͺπŸ‡ΊEUR
3,850.00
πŸ‡¬πŸ‡§GBP
1,620.50
πŸ‡¦πŸ‡ͺAED
2,100.00
+3 more currenciesView all β†’
Regulated by
πŸ‡¬πŸ‡§ FCA & πŸ‡ͺπŸ‡Ί MiFID II
πŸ‡ΊπŸ‡ΈUSDUS Dollar
πŸ‡ͺπŸ‡ΊEUREuro
πŸ‡¬πŸ‡§GBPBritish Pound
πŸ‡¦πŸ‡ͺAEDUAE Dirham
πŸ‡―πŸ‡΅JPYJapanese Yen
πŸ‡ΈπŸ‡¬SGDSingapore Dollar
πŸ‡­πŸ‡°HKDHong Kong Dollar

Send & Receive Internationally

Transfer money to and from any bank worldwide using your SWIFT / BIC code. Your a0bank account works just like a traditional bank account.

7 Major Currencies

Hold US Dollars, Euros, British Pounds, UAE Dirhams, Japanese Yen, Singapore Dollars, and Hong Kong Dollars β€” all in one place.

IBAN, Sort Code & Account Number

Get a UK sort code and account number, plus a European IBAN β€” all from a single a0bank account. One place, all your details.

No Hidden Fees

No monthly maintenance fees. No minimum balance. No transfer markups. You keep more of your money.

BT
BTC
Bitcoin
ET
ETH
Ethereum
US
USDT
Tether
BN
BNB
BNB
SO
SOL
Solana
XR
XRP
XRP
US
USDC
USD Coin
EU
EURC
Euro Coin
US
USD1
USD1
XA
XAUt
Tether Gold
BT
BTC
Bitcoin
ET
ETH
Ethereum
US
USDT
Tether
BN
BNB
BNB
SO
SOL
Solana
XR
XRP
XRP
US
USDC
USD Coin
EU
EURC
Euro Coin
US
USD1
USD1
XA
XAUt
Tether Gold
Digital Currency Account

10 cryptocurrencies, same account

Your a0bank account also holds the 10 most established cryptocurrencies β€” secured in institutional-grade custody and exchangeable instantly.

CurrencySymbolStatus
BT
Bitcoin
BTCAvailable
ET
Ethereum
ETHAvailable
US
Tether
USDTAvailable
BN
BNB
BNBAvailable
SO
Solana
SOLAvailable
XR
XRP
XRPAvailable
US
USD Coin
USDCAvailable
EU
Euro Coin
EURCAvailable
US
USD1
USD1Available
XA
Tether Gold
XAUtAvailable

10 Cryptocurrencies

Hold Bitcoin, Ethereum, USDT, BNB, Solana, XRP, USDC, Cardano, Avalanche, and Dogecoin β€” all in the same account as your fiat currencies.

Instant Deposits

Deposit or withdraw cryptocurrencies at any time. No lock-up periods, no waiting β€” your balance is always available.

Instant Exchange

Swap between all 17 currencies (7 fiat + 10 digital) at live rates with no hidden markup. Switch in seconds, not days.

Full Transaction History

Every transfer, exchange, and payment is recorded. Download statements in PDF or CSV at any time.

How It Works

Up and running in minutes

01

Open your account

Sign up and verify your identity in under 5 minutes β€” no branch visit, no paperwork.

02

Get all your details

Receive your SWIFT / BIC code, IBAN, UK sort code, and digital currency deposit addresses instantly.

03

Fund any account

Add money via bank transfer, card, or convert between your fiat and digital currency balances.

04

Use it anywhere

Spend with your Visa card, send internationally, or exchange between currencies β€” all in one place.

Regulated where it matters most

Your multi-currency account is regulated by the Financial Conduct Authority (FCA) in the United Kingdom and operates under MiFID II across the European Union. This means your money is protected by the same rules that govern traditional UK and EU banks.

πŸ‡¬πŸ‡§ FCA RegulatedπŸ‡ͺπŸ‡Ί MiFID II CompliantSWIFT / BIC EnabledIBAN SupportedUK Sort Code & Account Number
Open for new customers worldwide

Start banking without boundaries

Join 500,000+ customers. Open your account in 5 minutes β€” no paperwork, no branch visit.

Open Free AccountTalk to Support