a0
a0bank
Accounts
Fiat and digital currency accounts
Debit Card
Spend anywhere in the world
Deposits & Savings
Earn 6.25% p.a. on your deposits
Instant Loans
Borrow against your savings
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a0
a0bank

Banking without borders. Save, spend, and borrow β€” anywhere in the world.

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πŸ‡¬πŸ‡§ FCAπŸ‡ͺπŸ‡Ί MiFID IIπŸ‡¦πŸ‡Ί ASICπŸ‡¦πŸ‡ͺ DFSAπŸ‡ΈπŸ‡¬ MASπŸ‡¨πŸ‡Ύ CySECπŸ‡ΈπŸ‡¨ FSA

a0bank is a trading name of A0 Financial Technologies Ltd. Authorised and regulated across multiple jurisdictions. Cryptocurrencies are high-risk assets and their value can go up or down. Your capital is at risk. Crypto assets are not covered by the Financial Services Compensation Scheme (FSCS) or equivalent protection schemes in all jurisdictions. Please read our Terms of Service and Privacy Policy before using our services.

Β© 2026 a0bank. All rights reserved.

Services

Everything you need in one account

a0bank combines modern banking with cryptocurrencies β€” so you can spend, save, and borrow without limits.

Open Free Account

Accounts

One account holds 7 fiat currencies with a SWIFT bank account AND 10 cryptocurrencies β€” regulated in the UK and EU, instantly exchangeable between all 17.

  • USD, EUR, GBP, AED, JPY, SGD, HKD
  • 10 cryptocurrencies (BTC, ETH, SOL + more)
  • Standard SWIFT / BIC account
  • IBAN for EU, sort code + account number for UK
  • Regulated by the FCA (UK) and MiFID II (EU)
  • No monthly fees, no minimum balance
Learn More

Global Debit Card

Your a0bank Visa card works at any ATM, shop, or online store worldwide. No foreign transaction fees. No surprises.

  • Accepted in 180+ countries
  • Virtual card available instantly
  • Zero foreign transaction fees
  • Real-time spend notifications
  • Freeze/unfreeze in the app
  • Apple Pay & Google Pay
Learn More

Deposits & Savings

Earn 6.25% per annum on your deposits in fiat or cryptocurrencies β€” with no lock-up periods, instant access, and institutional-grade security.

  • 6.25% p.a. on all deposits
  • Fiat and cryptocurrencies accepted
  • Interest accrues daily, credited automatically
  • No lock-up periods β€” withdraw any time
  • Institutional-grade custody
  • FCA & MiFID II regulated
Learn More

Instant Cash Loans

Need cash? Borrow against your digital currency savings without selling them. Fast, simple, no credit check.

  • No credit check required
  • Keep your digital savings
  • Funds within 24 hours
  • Flexible repayment terms
  • Competitive interest rates
  • Borrow in your local currency
Learn More
Comparison

a0bank vs. traditional banks

See why thousands of customers are making the switch.

Feature
a0bank
Traditional Bank
No foreign transaction fees
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Open account in minutes
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No geographic restrictions
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Digital currency savings
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Loans without credit check
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24/7 customer support
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Regulated & licensed
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Secure deposits
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FAQ

Common questions

Open for new customers worldwide

Start banking without boundaries

Join 500,000+ customers. Open your account in 5 minutes β€” no paperwork, no branch visit.

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