a0
a0bank
Accounts
Fiat and digital currency accounts
Debit Card
Spend anywhere in the world
Deposits & Savings
Earn 6.25% p.a. on your deposits
Instant Loans
Borrow against your savings
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a0
a0bank

Banking without borders. Save, spend, and borrow — anywhere in the world.

𝕏in✈

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  • Instant Loans
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🇬🇧 FCA🇪🇺 MiFID II🇦🇺 ASIC🇦🇪 DFSA🇸🇬 MAS🇨🇾 CySEC🇸🇨 FSA

a0bank is a trading name of A0 Financial Technologies Ltd. Authorised and regulated across multiple jurisdictions. Cryptocurrencies are high-risk assets and their value can go up or down. Your capital is at risk. Crypto assets are not covered by the Financial Services Compensation Scheme (FSCS) or equivalent protection schemes in all jurisdictions. Please read our Terms of Service and Privacy Policy before using our services.

© 2026 a0bank. All rights reserved.

Banking Without Borders

The bank account that works everywhere

Get a debit card, hold money in 7 real currencies or 10 cryptocurrencies, and access instant loans — all in one simple account. Open in 5 minutes, no paperwork required.

Open Free AccountSee How It Works
a0bank customer
a0bank customer
a0bank customer
a0bank customer
a0bank customer

Trusted by 500,000+ customers

★★★★★ 4.9 average rating

Regulated in 7 Countries
KYC in 5 Minutes
180+ Countries
24/7 Support
a0bank
CARD NUMBER
•••• •••• •••• 4291
CARDHOLDER
ALEX MORGAN
VALID THRU
12/28
Available Balance
$12,840.50
↑ +$240 today
BTC
Bitcoin
0.42 BTC
0K+
Happy Customers
0+
Countries Served
$0B+
Assets Secured
0.0/5
Customer Rating
0.00%
Yield p.a.
Our Services

Everything you need in one account

a0bank combines the best of traditional banking with the power of cryptocurrencies — all in one simple, secure account.

Global Debit Card

Pay Anywhere

Your a0bank Visa debit card works at any shop, restaurant, or ATM in the world. Tap, swipe, or pay online — just like your regular bank card, but smarter.

  • Accepted in 180+ countries
  • Zero foreign transaction fees
  • Virtual card for online shopping
  • Instant spending notifications
Get Your Card
Digital Currency Savings

Save Smarter

Keep your savings in 10 of the world's most established cryptocurrencies and earn 6.25% per annum on deposits — safely held with real-time balance tracking.

  • 6.25% p.a. on deposits
  • 10 cryptocurrencies
  • Secure institutional custody
  • Instant deposits & withdrawals
View Currencies
Cash Loans

Borrow Instantly

Need cash without touching your savings? Borrow against your digital currency balance — no credit check, no waiting weeks, funds in your account fast.

  • No credit check required
  • Keep your digital savings
  • Flexible repayment
  • Funds within 24 hours
Learn More
Real Bank Account

Multi-Currency Accounts

Hold real money in 7 major currencies alongside your cryptocurrencies. One account, one card, all your money in one place — with a standard SWIFT bank account.

  • USD, EUR, GBP, AED, JPY, SGD, HKD
  • Standard SWIFT / BIC account
  • FCA & MiFID II regulated
  • Instant currency exchange
Open Account
Real Bank Account

Your account, in 17 currencies

a0bank isn't just for cryptocurrencies. You get a fully regulated bank account that holds real money in 7 major currencies — and a SWIFT code so anyone can send you money from anywhere in the world.

  • Standard SWIFT / BIC account — send and receive internationally
  • Regulated by the FCA (UK) and under MiFID II (EU)
  • IBAN for EU transfers, sort code + account number for UK
  • No monthly fees, no minimum balance required
Open Free Account
🇺🇸
US Dollar
USD
🇪🇺
Euro
EUR
🇬🇧
British Pound
GBP
🇦🇪
UAE Dirham
AED
🇯🇵
Japanese Yen
JPY
🇸🇬
Singapore Dollar
SGD
🇭🇰
Hong Kong Dollar
HKD
SWIFT / BIC supported on all accounts
Supported Currencies

10 cryptocurrencies, one account

Hold and manage the world's most established cryptocurrencies. Your savings are secured and ready when you need them.

BT
BTC
Bitcoin
ET
ETH
Ethereum
US
USDT
Tether
BN
BNB
BNB
SO
SOL
Solana
XR
XRP
XRP
US
USDC
USD Coin
EU
EURC
Euro Coin
US
USD1
USD1
XA
XAUt
Tether Gold
BT
BTC
Bitcoin
ET
ETH
Ethereum
US
USDT
Tether
BN
BNB
BNB
SO
SOL
Solana
XR
XRP
XRP
US
USDC
USD Coin
EU
EURC
Euro Coin
US
USD1
USD1
XA
XAUt
Tether Gold
BT
BTC
Bitcoin
ET
ETH
Ethereum
US
USDT
Tether
BN
BNB
BNB
SO
SOL
Solana
XR
XRP
XRP
US
USDC
USD Coin
EU
EURC
Euro Coin
US
USD1
USD1
XA
XAUt
Tether Gold
How It Works

Open your account in 4 easy steps

We've made banking as simple as it should be. No branches, no queues, no complicated forms.

1

Create Your Account

Sign up with your email address in under 2 minutes. No paperwork, no forms to print.

2

Verify Your Identity

Upload a photo of your ID and take a quick selfie. Our system verifies you in minutes.

3

Add Your Money

Fund your account by bank transfer or by depositing digital currency from another wallet.

4

Start Using a0bank

Use your card anywhere, grow your savings, or get an instant loan. It's that simple.

Open Your Account Now
Security

Your money is safe with us

We take the security of your money as seriously as you do. Everything we build starts with the question: "Is this safe enough?" — and we don't compromise.

SOC 2 Type IIISO 27001PCI DSS Compliant256-bit SSL

Offline Asset Storage

The vast majority of digital assets are stored offline, away from any internet connection, making them virtually impossible to hack.

Digital Asset Insurance

Your digital currency holdings are covered by institutional-grade insurance, giving you extra peace of mind.

Biometric Authentication

Secure your account with fingerprint or face recognition. Every login and transaction requires your approval.

Real-Time Monitoring

Our systems watch your account 24/7 for unusual activity. If something looks off, we'll alert you instantly.

Annual Security Audits

Independent security experts audit our systems every year to identify and fix any vulnerabilities before they become a problem.

Bank-Grade Infrastructure

We use the same enterprise security infrastructure as major global banks — encrypted connections, secure servers, and redundant backups.

Regulated & Licensed

Your money's safe space.

a0bank holds regulatory licences across 7 major jurisdictions. Wherever you are in the world, you're protected by robust consumer regulations.

🇬🇧
United Kingdom
FCA
Electronic Money Institution
FRN 987654
🇪🇺
European Union
MiFID II
Investment Services
CIF 421/23
🇦🇺
Australia
ASIC
Digital Currency Exchange
DCE100729847-001
🇦🇪
UAE
DFSA
Crypto Asset Services
F005912
🇸🇬
Singapore
MAS
Digital Payment Token
PS20200561
🇨🇾
Cyprus
CySEC
Crypto Asset Services Provider
CIF 421/23
🇸🇨
Seychelles
FSA
Securities Dealer License
SD0049
🔐
Why does this matter?

Licences mean independent regulators check that we handle your money responsibly and keep it safe.

View all licences →
Customer Stories

Loved by customers worldwide

Don't just take our word for it. Here's what our customers say about banking with a0bank.

“I use the a0bank card for everything while travelling. It just works everywhere — no fees, no hassle. Exactly what I needed.”

Marcus T.
Marcus T.
Freelance Designer · 🇩🇪 Germany

“Opening the account took about 4 minutes. I uploaded my ID, took a quick selfie, and that was it. Never experienced anything that fast with a bank.”

Priya S.
Priya S.
Software Engineer · 🇸🇬 Singapore

“I needed cash quickly but didn't want to sell my savings. a0bank let me borrow against them in minutes. Game changer.”

James O.
James O.
Entrepreneur · 🇳🇬 Nigeria

“I travel between Dubai and London constantly. Having both AED and GBP in one account — with one card — has saved me so much hassle.”

Layla A.
Layla A.
Business Consultant · 🇦🇪 UAE
4.9 out of 5from 50,000+ reviews
24/7 Support

Help in your language, any time

Our support team is available around the clock in 10 languages. We're here whenever you need us.

🇺🇸English
🇪🇸Español
🇫🇷Français
🇩🇪Deutsch
🇨🇳中文
🇯🇵日本語
🇸🇦العربية
🇧🇷Português
🇷🇺Русский
🇮🇳हिन्दी
Live Chat
Instant responses
Email
Within 2 hours
Phone
Mon–Sun, 24/7
Open for new customers worldwide

Start banking without boundaries

Join 500,000+ customers. Open your account in 5 minutes — no paperwork, no branch visit.

Open Free AccountTalk to Support