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a0bank
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a0
a0bank

Banking without borders. Save, spend, and borrow β€” anywhere in the world.

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πŸ‡¬πŸ‡§ FCAπŸ‡ͺπŸ‡Ί MiFID IIπŸ‡¦πŸ‡Ί ASICπŸ‡¦πŸ‡ͺ DFSAπŸ‡ΈπŸ‡¬ MASπŸ‡¨πŸ‡Ύ CySECπŸ‡ΈπŸ‡¨ FSA

a0bank is a trading name of A0 Financial Technologies Ltd. Authorised and regulated across multiple jurisdictions. Cryptocurrencies are high-risk assets and their value can go up or down. Your capital is at risk. Crypto assets are not covered by the Financial Services Compensation Scheme (FSCS) or equivalent protection schemes in all jurisdictions. Please read our Terms of Service and Privacy Policy before using our services.

Β© 2026 a0bank. All rights reserved.

Cash Loans

Get cash without selling your savings

Use your digital currency savings as collateral to borrow cash instantly. No credit check, no long waits, no selling your savings.

Apply for a Loan
How Loans Work

Borrow in 3 simple steps

01

Choose your loan amount

Tell us how much cash you need. We'll show you exactly which of your digital currency savings will be used as collateral.

02

We hold your collateral

Your chosen digital currency savings are safely held by a0bank as security for the loan. They remain yours throughout.

03

Cash hits your account

Funds are transferred to your a0bank balance, usually within a few hours. Use it however you need.

Loan Features

Borrowing made simple

a0bank loans are designed to be transparent, fair, and fast.

No Credit Check

We don't check your credit score. Your digital currency savings are all we need to approve your loan.

Fast Approval

Most loans are approved and funded within a few hours of your request β€” no lengthy paperwork or waiting.

Keep Your Savings

Your cryptocurrencies stay in your account as collateral. If their value grows, you still benefit from the upside.

Cash In Your Account

Loan funds are deposited directly to your a0bank account, ready to spend, transfer, or withdraw immediately.

Accepted Collateral

10 cryptocurrencies accepted

You can use any of these 10 cryptocurrencies as collateral for your loan.

BT
BTC
Bitcoin
ET
ETH
Ethereum
US
USDT
Tether
BN
BNB
BNB
SO
SOL
Solana
XR
XRP
XRP
US
USDC
USD Coin
EU
EURC
Euro Coin
US
USD1
USD1
XA
XAUt
Tether Gold

Important: Understanding the risks

Cryptocurrencies are volatile assets. If the value of your collateral falls significantly, you may be required to add more collateral or repay part of your loan early. We will always notify you before taking any action. Please read our full loan terms before borrowing.

Open for new customers worldwide

Start banking without boundaries

Join 500,000+ customers. Open your account in 5 minutes β€” no paperwork, no branch visit.

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