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a0bank

Banking without borders. Save, spend, and borrow — anywhere in the world.

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🇬🇧 FCA🇪🇺 MiFID II🇦🇺 ASIC🇦🇪 DFSA🇸🇬 MAS🇨🇾 CySEC🇸🇨 FSA

a0bank is a trading name of A0 Financial Technologies Ltd. Authorised and regulated across multiple jurisdictions. Cryptocurrencies are high-risk assets and their value can go up or down. Your capital is at risk. Crypto assets are not covered by the Financial Services Compensation Scheme (FSCS) or equivalent protection schemes in all jurisdictions. Please read our Terms of Service and Privacy Policy before using our services.

© 2026 a0bank. All rights reserved.

Legal

Terms of Service

Last updated: January 2026

These Terms of Service govern your use of a0bank's products and services. By opening an account, you agree to be bound by these terms.

1. Eligibility

You must be at least 18 years old to open an a0bank account. You must provide accurate information during registration and keep it up to date. We reserve the right to decline any application.

2. Services

a0bank provides: electronic money and payment services; digital currency custody and trading; and credit facilities. Services are subject to ongoing regulatory requirements and may be varied or withdrawn at any time with reasonable notice.

3. Cryptocurrencies

Cryptocurrencies are highly volatile assets. Their value can rise or fall significantly and rapidly. You should only invest money you can afford to lose. a0bank does not provide financial advice. Past performance is not indicative of future results.

4. Prohibited activities

You must not use a0bank for: money laundering or financing terrorism; fraud or deception; market manipulation; or any activity that violates applicable laws. We will report suspicious activity to the relevant authorities.

5. Fees

Our current fee schedule is available in the app and on our website. We will provide at least 30 days' notice before introducing or increasing any fees.

6. Liability

We are not liable for losses resulting from: digital currency price movements; third-party service failures; circumstances beyond our reasonable control; or your failure to follow security advice.

7. Governing law

These terms are governed by the laws of England and Wales for UK customers, and by applicable local law for customers in other jurisdictions.

8. Contact

For questions about these terms, contact us at legal@a0bank.com.