a0
a0bank
Accounts
Fiat and digital currency accounts
Debit Card
Spend anywhere in the world
Deposits & Savings
Earn 6.25% p.a. on your deposits
Instant Loans
Borrow against your savings
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a0
a0bank

Banking without borders. Save, spend, and borrow β€” anywhere in the world.

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πŸ‡¬πŸ‡§ FCAπŸ‡ͺπŸ‡Ί MiFID IIπŸ‡¦πŸ‡Ί ASICπŸ‡¦πŸ‡ͺ DFSAπŸ‡ΈπŸ‡¬ MASπŸ‡¨πŸ‡Ύ CySECπŸ‡ΈπŸ‡¨ FSA

a0bank is a trading name of A0 Financial Technologies Ltd. Authorised and regulated across multiple jurisdictions. Cryptocurrencies are high-risk assets and their value can go up or down. Your capital is at risk. Crypto assets are not covered by the Financial Services Compensation Scheme (FSCS) or equivalent protection schemes in all jurisdictions. Please read our Terms of Service and Privacy Policy before using our services.

Β© 2026 a0bank. All rights reserved.

Deposits & Savings

Earn 6.25% per annum on your deposits

Your money works harder at a0bank. Earn a competitive 6.25% per annum on your deposits β€” in fiat or digital currency β€” with no lock-up periods and full institutional security.

Start Saving Today
6.25%
per annum on deposits

Interest accrues daily and is credited to your account automatically. No lock-up periods. No penalties for withdrawals.

βœ“
Daily accrual
$100
Min. deposit
None
Lock-up period
Getting Started

Three steps to start earning

1

Open your account

Sign up and verify your identity in under 5 minutes β€” no branch visit, no paperwork.

2

Make a deposit

Transfer from your bank account, or fund from your existing fiat or digital currency balance. Minimum deposit: $100 equivalent.

3

Start earning

Interest accrues daily at 6.25% p.a. and is credited to your account automatically. Watch your balance grow.

Supported Currencies

Save in fiat or cryptocurrencies

Deposits are accepted in all 17 of our supported currencies β€” 7 fiat and 10 digital. All earn the same 6.25% p.a. rate.

Fiat Currencies

πŸ‡ΊπŸ‡ΈUSD
πŸ‡ͺπŸ‡ΊEUR
πŸ‡¬πŸ‡§GBP
πŸ‡¦πŸ‡ͺAED
πŸ‡―πŸ‡΅JPY
πŸ‡ΈπŸ‡¬SGD
πŸ‡­πŸ‡°HKD

Cryptocurrencies

BT
BTC
ET
ETH
US
USDT
BN
BNB
SO
SOL
XR
XRP
US
USDC
EU
EURC
US
USD1
XA
XAUt
Why a0bank

Savings that actually work for you

6.25% Per Annum

Earn a competitive 6.25% p.a. on your deposits β€” significantly above what traditional banks typically offer on savings accounts.

No Lock-Up Period

Your money is always yours. Deposit or withdraw at any time with no penalties, no waiting periods, no restrictions.

Institutional Security

All deposits are held in institutional-grade secure storage, protected by leading cybersecurity infrastructure and 24/7 monitoring.

Instant Access

Access your savings balance instantly and convert to any of your 17 supported currencies with no delays and no hidden fees.

FCA & MiFID II Regulated

Your deposits are held by a regulated institution under strict financial oversight in the UK and EU. Your money is protected.

Real-Time Tracking

Track your balance, interest earned, and portfolio value in real time from the a0bank app on any device.

Open for new customers worldwide

Start banking without boundaries

Join 500,000+ customers. Open your account in 5 minutes β€” no paperwork, no branch visit.

Open Free AccountTalk to Support