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a0bank

Banking without borders. Save, spend, and borrow β€” anywhere in the world.

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a0bank is a trading name of A0 Financial Technologies Ltd. Authorised and regulated across multiple jurisdictions. Cryptocurrencies are high-risk assets and their value can go up or down. Your capital is at risk. Crypto assets are not covered by the Financial Services Compensation Scheme (FSCS) or equivalent protection schemes in all jurisdictions. Please read our Terms of Service and Privacy Policy before using our services.

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Bitcoin (BTC) Savings

Earn 6.25% p.a. on Bitcoin

The original store of value β€” now earning 6.25% per year.

Open Free Account
Annual yield
6.25%
Lock-up period
None
Minimum deposit
None
Interest accrual
Daily

Bitcoin is the world's largest cryptocurrency by market cap and the most widely held digital asset. a0bank lets you deposit Bitcoin and earn 6.25% per annum with no lock-up period and no minimum balance β€” while your BTC stays in institutional cold storage.

Why a0bank

Why save Bitcoin with a0bank?

Regulated institutional custody, a competitive rate, and full liquidity β€” on your BTC.

Cold storage custody

Your Bitcoin is held offline in institutional-grade cold wallets, eliminating remote-hack risk while earning full yield.

No lock-up, withdraw any time

Unlike fixed-term DeFi protocols, a0bank deposits have no lock-up period. Withdraw your BTC whenever you want β€” with no penalty.

Daily interest accrual

Interest at 6.25% APR is calculated on your Bitcoin balance every day and credited monthly to your account.

Use BTC as loan collateral

Pledge your Bitcoin savings as collateral for an instant cash loan β€” borrow without selling a single satoshi.

How it works

Start earning BTC interest in three steps

01

Open your a0bank account

Sign up online in about 5 minutes. Passport scan and liveness check β€” no proof of income, no branch visit.

02

Deposit BTC

Transfer Bitcoin from any wallet or exchange to your a0bank deposit address. Funds are typically credited within minutes.

03

Earn 6.25% APR β€” withdraw any time

Interest accrues from your first day of deposit. Withdraw your full balance at any time with no lock-up and no penalties.

FAQ

Bitcoin savings β€” common questions

Also available

Ethereum (ETH) SavingsTether (USDT) SavingsUSD Coin (USDC) SavingsView all 10 assets β†’
Open for new customers worldwide

Start banking without boundaries

Join 500,000+ customers. Open your account in 5 minutes β€” no paperwork, no branch visit.

Open Free AccountTalk to Support