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Banking without borders. Save, spend, and borrow β€” anywhere in the world.

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a0bank is a trading name of A0 Financial Technologies Ltd. Authorised and regulated across multiple jurisdictions. Cryptocurrencies are high-risk assets and their value can go up or down. Your capital is at risk. Crypto assets are not covered by the Financial Services Compensation Scheme (FSCS) or equivalent protection schemes in all jurisdictions. Please read our Terms of Service and Privacy Policy before using our services.

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Ethereum (ETH) Savings

Earn 6.25% p.a. on Ethereum

The programmable blockchain β€” earning yield while you hold.

Open Free Account
Annual yield
6.25%
Lock-up period
None
Minimum deposit
None
Interest accrual
Daily

Ethereum powers the world's largest smart contract ecosystem and is the second-largest cryptocurrency by market capitalisation. a0bank allows you to deposit ETH and earn 6.25% per annum with institutional custody, no lock-up, and no minimum deposit.

Why a0bank

Why save Ethereum with a0bank?

Regulated institutional custody, a competitive rate, and full liquidity β€” on your ETH.

Institutional ETH custody

Your Ethereum is held in institutional cold storage, segregated from company assets, and licensed across seven global jurisdictions.

Earn more than staking alone

Staking ETH typically yields 3–4% APR. a0bank's 6.25% APR comes from blended institutional lending β€” a higher rate than network staking.

No ETH lock-up

Staking on Ethereum involves unstaking queues. a0bank deposits are fully liquid β€” withdraw any amount at any time.

Use ETH as loan collateral

Your ETH can be used as collateral for an instant fiat loan, without triggering a taxable disposal event.

How it works

Start earning ETH interest in three steps

01

Open your a0bank account

Sign up online in about 5 minutes. Passport scan and liveness check β€” no proof of income, no branch visit.

02

Deposit ETH

Transfer Ethereum from any wallet or exchange to your a0bank deposit address. Funds are typically credited within minutes.

03

Earn 6.25% APR β€” withdraw any time

Interest accrues from your first day of deposit. Withdraw your full balance at any time with no lock-up and no penalties.

FAQ

Ethereum savings β€” common questions

Also available

Bitcoin (BTC) SavingsUSD Coin (USDC) SavingsTether (USDT) SavingsView all 10 assets β†’
Open for new customers worldwide

Start banking without boundaries

Join 500,000+ customers. Open your account in 5 minutes β€” no paperwork, no branch visit.

Open Free AccountTalk to Support