Regulated stablecoin savings β 6.25% APR with full dollar stability.
USDC is a regulated, fully reserved stablecoin issued by Circle and Coinbase, pegged to the US dollar. a0bank pays 6.25% per annum on USDC deposits β giving you bank-beating dollar returns with institutional custody and no lock-up period.
Regulated institutional custody, a competitive rate, and full liquidity β on your USDC.
USDC is issued by Circle and backed by regulated US financial institutions. Monthly attestations confirm reserves match supply.
Earn 6.25% per annum on a dollar-pegged balance. Better than any traditional savings account, without crypto price exposure.
a0bank accepts USDC on Ethereum, Polygon, and other major networks. Deposit from whichever chain you hold USDC on.
Convert USDC to USD, EUR, GBP, or other fiat currencies in your a0bank account at any time.
Sign up online in about 5 minutes. Passport scan and liveness check β no proof of income, no branch visit.
Transfer USD Coin from any wallet or exchange to your a0bank deposit address. Funds are typically credited within minutes.
Interest accrues from your first day of deposit. Withdraw your full balance at any time with no lock-up and no penalties.
Join 500,000+ customers. Open your account in 5 minutes β no paperwork, no branch visit.