Global payments token β earning 6.25% with regulated institutional custody.
XRP is the native asset of the XRP Ledger, built for fast and low-cost global payments. a0bank lets XRP holders earn 6.25% per annum on their balance with institutional cold storage, no lock-up, and regulatory licences across seven global jurisdictions.
Regulated institutional custody, a competitive rate, and full liquidity β on your XRP.
XRP generates no native yield on its own. a0bank's institutional lending model puts your XRP to work at 6.25% APR.
Your XRP is held in institutional cold storage with a licensed financial institution β not an unregulated exchange.
Your XRP balance can be spent at any Visa merchant worldwide via the a0bank Visa debit card, converting at the point of sale.
No lock-up, no minimum holding period. Withdraw your full XRP balance at any time.
Sign up online in about 5 minutes. Passport scan and liveness check β no proof of income, no branch visit.
Transfer XRP from any wallet or exchange to your a0bank deposit address. Funds are typically credited within minutes.
Interest accrues from your first day of deposit. Withdraw your full balance at any time with no lock-up and no penalties.
Join 500,000+ customers. Open your account in 5 minutes β no paperwork, no branch visit.