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Banking without borders. Save, spend, and borrow β€” anywhere in the world.

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a0bank is a trading name of A0 Financial Technologies Ltd. Authorised and regulated across multiple jurisdictions. Cryptocurrencies are high-risk assets and their value can go up or down. Your capital is at risk. Crypto assets are not covered by the Financial Services Compensation Scheme (FSCS) or equivalent protection schemes in all jurisdictions. Please read our Terms of Service and Privacy Policy before using our services.

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Cardano (ADA) Savings

Earn 6.25% p.a. on Cardano

Research-driven blockchain savings β€” 6.25% APR with full liquidity.

Open Free Account
Annual yield
6.25%
Lock-up period
None
Minimum deposit
None
Interest accrual
Daily

Cardano is a peer-reviewed, research-driven blockchain platform known for its rigorous academic foundation. a0bank lets ADA holders earn 6.25% per annum in institutional custody β€” fully liquid, no minimum, and regulated across seven global jurisdictions.

Why a0bank

Why save Cardano with a0bank?

Regulated institutional custody, a competitive rate, and full liquidity β€” on your ADA.

Outperform native staking

Cardano staking yields around 3–4% APR. a0bank's institutional lending model earns 6.25% APR with no delegation required.

Full liquidity β€” no delegation delay

Native ADA staking involves delegation to a pool with epoch-based reward cycles. a0bank deposits are immediately liquid.

Regulated institutional custody

Your ADA is stored in institutional cold wallets, segregated from company assets, and covered by a0bank's seven regulatory licences.

Spend ADA anywhere

Use your ADA balance to spend at any Visa merchant worldwide via the a0bank Visa debit card.

How it works

Start earning ADA interest in three steps

01

Open your a0bank account

Sign up online in about 5 minutes. Passport scan and liveness check β€” no proof of income, no branch visit.

02

Deposit ADA

Transfer Cardano from any wallet or exchange to your a0bank deposit address. Funds are typically credited within minutes.

03

Earn 6.25% APR β€” withdraw any time

Interest accrues from your first day of deposit. Withdraw your full balance at any time with no lock-up and no penalties.

FAQ

Cardano savings β€” common questions

Also available

Solana (SOL) SavingsEthereum (ETH) SavingsAvalanche (AVAX) SavingsView all 10 assets β†’
Open for new customers worldwide

Start banking without boundaries

Join 500,000+ customers. Open your account in 5 minutes β€” no paperwork, no branch visit.

Open Free AccountTalk to Support