a0
a0bank
Accounts
Fiat and digital currency accounts
Debit Card
Spend anywhere in the world
Deposits & Savings
Earn 6.25% p.a. on your deposits
Instant Loans
Borrow against your savings
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a0
a0bank

Banking without borders. Save, spend, and borrow β€” anywhere in the world.

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πŸ‡¬πŸ‡§ FCAπŸ‡ͺπŸ‡Ί MiFID IIπŸ‡¦πŸ‡Ί ASICπŸ‡¦πŸ‡ͺ DFSAπŸ‡ΈπŸ‡¬ MASπŸ‡¨πŸ‡Ύ CySECπŸ‡ΈπŸ‡¨ FSA

a0bank is a trading name of A0 Financial Technologies Ltd. Authorised and regulated across multiple jurisdictions. Cryptocurrencies are high-risk assets and their value can go up or down. Your capital is at risk. Crypto assets are not covered by the Financial Services Compensation Scheme (FSCS) or equivalent protection schemes in all jurisdictions. Please read our Terms of Service and Privacy Policy before using our services.

Β© 2026 a0bank. All rights reserved.

πŸ‡ΊπŸ‡Έ United States

Crypto Banking for US Residents

a0bank provides a regulated global crypto bank account for US residents. Hold USD and crypto in one account, earn 6.25% APR on savings, and spend worldwide with a Visa debit card.

Open Free Account
Fiat currencies
7
Crypto assets
10
Savings APR
6.25%
Regulatory licences
7
What you get

Banking built for United States residents

A regulated global bank account with USD support, international SWIFT access, and 6.25% APR on crypto savings.

USD accounts natively

Your a0bank account includes a native USD balance, making it easy to receive USD transfers and convert between dollars and crypto.

International SWIFT transfers

Send and receive USD internationally via SWIFT from your a0bank account, with no correspondent banking delays.

10 crypto assets, 6.25% APR

US residents can deposit Bitcoin, Ethereum, USDT, USDC, and 6 other assets β€” all earning 6.25% per annum in institutional cold storage.

Visa debit card, accepted everywhere

Spend from your USD or crypto balance via your a0bank Visa debit card at 40+ million merchants in the US and worldwide.

Full service banking

Everything in one account

United States residents get access to the full a0bank platform β€” savings, lending, spending, and multi-currency accounts.

Crypto savings at 6.25% APR

Earn yield on BTC, ETH, USDT, and 7 other assets. No lock-up, no minimum balance.

Visa debit card

Spend from your crypto or fiat balance at 40+ million merchants worldwide and in United States.

Multi-currency accounts

Hold USD, EUR, GBP, CHF, AED, SGD, AUD, and 10 crypto assets in one account.

Instant crypto loans

Borrow cash against your crypto savings without selling. No credit check.

FAQ

United States banking questions

Also serving

πŸ‡¨πŸ‡¦ CanadaπŸ‡¬πŸ‡§ United KingdomπŸ‡¦πŸ‡Ί Australia
Open for new customers worldwide

Start banking without boundaries

Join 500,000+ customers. Open your account in 5 minutes β€” no paperwork, no branch visit.

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