a0
a0bank
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Spend anywhere in the world
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Earn 6.25% p.a. on your deposits
Instant Loans
Borrow against your savings
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a0
a0bank

Banking without borders. Save, spend, and borrow β€” anywhere in the world.

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πŸ‡¬πŸ‡§ FCAπŸ‡ͺπŸ‡Ί MiFID IIπŸ‡¦πŸ‡Ί ASICπŸ‡¦πŸ‡ͺ DFSAπŸ‡ΈπŸ‡¬ MASπŸ‡¨πŸ‡Ύ CySECπŸ‡ΈπŸ‡¨ FSA

a0bank is a trading name of A0 Financial Technologies Ltd. Authorised and regulated across multiple jurisdictions. Cryptocurrencies are high-risk assets and their value can go up or down. Your capital is at risk. Crypto assets are not covered by the Financial Services Compensation Scheme (FSCS) or equivalent protection schemes in all jurisdictions. Please read our Terms of Service and Privacy Policy before using our services.

Β© 2026 a0bank. All rights reserved.

πŸ‡¦πŸ‡Ί Australia

Crypto Banking for Australians

a0bank is ASIC-regulated and accepts Australian residents. Open a multi-currency account with AUD support, earn 6.25% on crypto savings, and bank without borders.

Open Free Account
Fiat currencies
7
Crypto assets
10
Savings APR
6.25%
Regulatory licences
7
What you get

Banking built for Australia residents

A regulated global bank account with AUD support, international SWIFT access, and 6.25% APR on crypto savings.

ASIC-regulated

a0bank holds authorisation from the Australian Securities and Investments Commission (ASIC), providing Australian residents with a fully regulated crypto banking platform.

AUD accounts

Your a0bank account includes a native AUD balance alongside six other fiat currencies. Send and receive Australian dollars internationally via SWIFT.

Beat Australian savings rates

Australian high-interest savings accounts pay 4–5% on AUD. a0bank pays 6.25% per annum on crypto assets including dollar-pegged USDT and USDC.

Open entirely online

Australian residents can open an a0bank account entirely online in about 5 minutes β€” no branch visit, no paper forms.

Full service banking

Everything in one account

Australia residents get access to the full a0bank platform β€” savings, lending, spending, and multi-currency accounts.

Crypto savings at 6.25% APR

Earn yield on BTC, ETH, USDT, and 7 other assets. No lock-up, no minimum balance.

Visa debit card

Spend from your crypto or fiat balance at 40+ million merchants worldwide and in Australia.

Multi-currency accounts

Hold USD, EUR, GBP, CHF, AED, SGD, AUD, and 10 crypto assets in one account.

Instant crypto loans

Borrow cash against your crypto savings without selling. No credit check.

FAQ

Australia banking questions

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πŸ‡³πŸ‡Ώ New ZealandπŸ‡ΈπŸ‡¬ SingaporeπŸ‡¬πŸ‡§ United Kingdom
Open for new customers worldwide

Start banking without boundaries

Join 500,000+ customers. Open your account in 5 minutes β€” no paperwork, no branch visit.

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