a0
a0bank
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Fiat and digital currency accounts
Debit Card
Spend anywhere in the world
Deposits & Savings
Earn 6.25% p.a. on your deposits
Instant Loans
Borrow against your savings
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a0
a0bank

Banking without borders. Save, spend, and borrow β€” anywhere in the world.

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πŸ‡¬πŸ‡§ FCAπŸ‡ͺπŸ‡Ί MiFID IIπŸ‡¦πŸ‡Ί ASICπŸ‡¦πŸ‡ͺ DFSAπŸ‡ΈπŸ‡¬ MASπŸ‡¨πŸ‡Ύ CySECπŸ‡ΈπŸ‡¨ FSA

a0bank is a trading name of A0 Financial Technologies Ltd. Authorised and regulated across multiple jurisdictions. Cryptocurrencies are high-risk assets and their value can go up or down. Your capital is at risk. Crypto assets are not covered by the Financial Services Compensation Scheme (FSCS) or equivalent protection schemes in all jurisdictions. Please read our Terms of Service and Privacy Policy before using our services.

Β© 2026 a0bank. All rights reserved.

πŸ‡³πŸ‡Ώ New Zealand

Crypto Banking for New Zealand Residents

a0bank is accessible to New Zealand residents β€” earn 6.25% on crypto savings, hold multiple currencies, and bank globally with a Visa debit card.

Open Free Account
Fiat currencies
7
Crypto assets
10
Savings APR
6.25%
Regulatory licences
7
What you get

Banking built for New Zealand residents

A regulated global bank account with NZD support, international SWIFT access, and 6.25% APR on crypto savings.

Regulated globally, accessible from NZ

a0bank holds seven international licences including FCA (UK) and ASIC (Australia). New Zealand residents access full banking services with international regulatory oversight.

Beat NZ savings rates

New Zealand savings rates have moderated. a0bank's 6.25% APR on crypto savings β€” including dollar-stable USDT β€” significantly outperforms domestic NZ savings accounts.

USD and AUD accounts

Hold USD and AUD alongside crypto β€” the most relevant international currencies for New Zealand residents.

Open online with your passport

No NZ-specific documentation required. Open an a0bank account online with your passport in about 5 minutes.

Full service banking

Everything in one account

New Zealand residents get access to the full a0bank platform β€” savings, lending, spending, and multi-currency accounts.

Crypto savings at 6.25% APR

Earn yield on BTC, ETH, USDT, and 7 other assets. No lock-up, no minimum balance.

Visa debit card

Spend from your crypto or fiat balance at 40+ million merchants worldwide and in New Zealand.

Multi-currency accounts

Hold USD, EUR, GBP, CHF, AED, SGD, AUD, and 10 crypto assets in one account.

Instant crypto loans

Borrow cash against your crypto savings without selling. No credit check.

FAQ

New Zealand banking questions

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πŸ‡¦πŸ‡Ί AustraliaπŸ‡ΈπŸ‡¬ SingaporeπŸ‡¬πŸ‡§ United Kingdom
Open for new customers worldwide

Start banking without boundaries

Join 500,000+ customers. Open your account in 5 minutes β€” no paperwork, no branch visit.

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