a0
a0bank
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Fiat and digital currency accounts
Debit Card
Spend anywhere in the world
Deposits & Savings
Earn 6.25% p.a. on your deposits
Instant Loans
Borrow against your savings
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a0
a0bank

Banking without borders. Save, spend, and borrow — anywhere in the world.

𝕏in✈

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🇬🇧 FCA🇪🇺 MiFID II🇦🇺 ASIC🇦🇪 DFSA🇸🇬 MAS🇨🇾 CySEC🇸🇨 FSA

a0bank is a trading name of A0 Financial Technologies Ltd. Authorised and regulated across multiple jurisdictions. Cryptocurrencies are high-risk assets and their value can go up or down. Your capital is at risk. Crypto assets are not covered by the Financial Services Compensation Scheme (FSCS) or equivalent protection schemes in all jurisdictions. Please read our Terms of Service and Privacy Policy before using our services.

© 2026 a0bank. All rights reserved.

🇪🇸 Spain

Crypto Banking for Spanish Residents

a0bank is EU-regulated and open to Spanish residents. Earn 6.25% APR on crypto savings, hold EUR and other currencies, and spend globally with a Visa debit card.

Open Free Account
Fiat currencies
7
Crypto assets
10
Savings APR
6.25%
Regulatory licences
7
What you get

Banking built for Spain residents

A regulated global bank account with EUR support, international SWIFT access, and 6.25% APR on crypto savings.

EU-regulated access

Spanish residents can access a0bank under EU MiFID II compliance — full European investor protection for your crypto banking.

EUR accounts with SEPA

Hold EUR natively and transfer via SEPA to any Spanish or European bank account.

Higher yield than Spanish banks

Spanish savings accounts from Santander, BBVA, and others offer 2–3% at best. a0bank's crypto savings pay 6.25% APR — more than double.

Fully online, no notary needed

Open an a0bank account entirely online — no branch visit, no paper forms, no Spanish notary required.

Full service banking

Everything in one account

Spain residents get access to the full a0bank platform — savings, lending, spending, and multi-currency accounts.

Crypto savings at 6.25% APR

Earn yield on BTC, ETH, USDT, and 7 other assets. No lock-up, no minimum balance.

Visa debit card

Spend from your crypto or fiat balance at 40+ million merchants worldwide and in Spain.

Multi-currency accounts

Hold USD, EUR, GBP, CHF, AED, SGD, AUD, and 10 crypto assets in one account.

Instant crypto loans

Borrow cash against your crypto savings without selling. No credit check.

FAQ

Spain banking questions

Also serving

🇫🇷 France🇵🇹 Portugal🇮🇹 Italy
Open for new customers worldwide

Start banking without boundaries

Join 500,000+ customers. Open your account in 5 minutes — no paperwork, no branch visit.

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