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a0bank
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Fiat and digital currency accounts
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Spend anywhere in the world
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Earn 6.25% p.a. on your deposits
Instant Loans
Borrow against your savings
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a0
a0bank

Banking without borders. Save, spend, and borrow — anywhere in the world.

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🇬🇧 FCA🇪🇺 MiFID II🇦🇺 ASIC🇦🇪 DFSA🇸🇬 MAS🇨🇾 CySEC🇸🇨 FSA

a0bank is a trading name of A0 Financial Technologies Ltd. Authorised and regulated across multiple jurisdictions. Cryptocurrencies are high-risk assets and their value can go up or down. Your capital is at risk. Crypto assets are not covered by the Financial Services Compensation Scheme (FSCS) or equivalent protection schemes in all jurisdictions. Please read our Terms of Service and Privacy Policy before using our services.

© 2026 a0bank. All rights reserved.

🇮🇹 Italy

Crypto Banking for Italian Residents

a0bank is MiFID II compliant and serves Italian residents with regulated crypto savings, multi-currency banking, and a global Visa debit card.

Open Free Account
Fiat currencies
7
Crypto assets
10
Savings APR
6.25%
Regulatory licences
7
What you get

Banking built for Italy residents

A regulated global bank account with EUR support, international SWIFT access, and 6.25% APR on crypto savings.

EU-regulated access

Italian residents access a0bank under EU MiFID II compliance via a0bank's CySEC-authorised entity.

EUR accounts with SEPA

Your a0bank EUR account supports SEPA transfers to and from all Italian banks (Intesa Sanpaolo, UniCredit, BancoBPM, etc.).

Higher than Italian savings rates

Italian BTP yields and bank savings rates have recovered, but still trail a0bank's 6.25% APR on crypto savings, including stablecoins.

Open online without a codice fiscale

a0bank uses international KYC — no Italian codice fiscale required for account opening.

Full service banking

Everything in one account

Italy residents get access to the full a0bank platform — savings, lending, spending, and multi-currency accounts.

Crypto savings at 6.25% APR

Earn yield on BTC, ETH, USDT, and 7 other assets. No lock-up, no minimum balance.

Visa debit card

Spend from your crypto or fiat balance at 40+ million merchants worldwide and in Italy.

Multi-currency accounts

Hold USD, EUR, GBP, CHF, AED, SGD, AUD, and 10 crypto assets in one account.

Instant crypto loans

Borrow cash against your crypto savings without selling. No credit check.

FAQ

Italy banking questions

Also serving

🇪🇸 Spain🇫🇷 France🇵🇹 Portugal
Open for new customers worldwide

Start banking without boundaries

Join 500,000+ customers. Open your account in 5 minutes — no paperwork, no branch visit.

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