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a0bank
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a0bank

Banking without borders. Save, spend, and borrow — anywhere in the world.

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🇬🇧 FCA🇪🇺 MiFID II🇦🇺 ASIC🇦🇪 DFSA🇸🇬 MAS🇨🇾 CySEC🇸🇨 FSA

a0bank is a trading name of A0 Financial Technologies Ltd. Authorised and regulated across multiple jurisdictions. Cryptocurrencies are high-risk assets and their value can go up or down. Your capital is at risk. Crypto assets are not covered by the Financial Services Compensation Scheme (FSCS) or equivalent protection schemes in all jurisdictions. Please read our Terms of Service and Privacy Policy before using our services.

© 2026 a0bank. All rights reserved.

a0bank for Remote Workers

Your employer is in one country. Your bank should work in all of them.

Remote work has made location irrelevant for work — but traditional banks still think you should bank where you live. a0bank works in all 180+ countries where your card is needed.

Open Free Account
Built for you

Banking that matches how you actually work

Receive salary in any major currency

Your a0bank account holds USD, EUR, GBP, CHF, AED, SGD, and AUD. Receive your salary from an employer anywhere in the world via SWIFT, in their currency.

No local address required

Remote workers often move countries or lack local bank-qualifying documentation. a0bank opens with a passport and a liveness check — nothing else required.

Convert salary to crypto savings automatically

Set aside a portion of each month's salary into crypto savings and earn 6.25% APR. Better than leaving it in a 0% checking account.

Spend from any balance

Your Visa card can spend from any of your fiat or crypto balances. The app lets you choose which balance to use at point of sale.

No FX fees on cross-currency spending

Working in Germany but paid in GBP? Hold both. Spend EUR from your EUR balance and avoid FX conversion fees entirely.

Employer-compatible payment details

Your a0bank account includes IBAN and SWIFT/BIC — standard banking identifiers that any employer's payroll system can use.

Getting started

Up and running in minutes

01

Open online — no local address needed

Create your a0bank account in 5 minutes with your passport. Your employer receives your IBAN or SWIFT details the same day.

02

Receive salary in your currency

Provide your a0bank account details to your employer's payroll. Salary arrives in your chosen currency — USD, EUR, GBP, or others.

03

Save, spend, grow

Move surplus into crypto savings at 6.25% APR and spend what you need from your Visa card — anywhere in the world.

Customers globally
500k+
Regulatory licences
7
Countries card works
180+
Savings APR
6.25%
FAQ

Questions from remote workers

Open for new customers worldwide

Start banking without boundaries

Join 500,000+ customers. Open your account in 5 minutes — no paperwork, no branch visit.

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