a0
a0bank
Accounts
Fiat and digital currency accounts
Debit Card
Spend anywhere in the world
Deposits & Savings
Earn 6.25% p.a. on your deposits
Instant Loans
Borrow against your savings
SecurityComplianceBlogSupportAbout
Open Account
a0
a0bank

Banking without borders. Save, spend, and borrow — anywhere in the world.

𝕏in✈

Services

  • Accounts
  • Debit Card
  • Deposits & Savings
  • Instant Loans
  • All Services

Company

  • About Us
  • Blog
  • All Pages
  • Security
  • Compliance
  • Careers

Support

  • Help Centre
  • Contact Us
  • Get Started

Legal

  • Privacy Policy
  • Terms of Service
  • Cookie Policy
  • Sitemap
🇬🇧 FCA🇪🇺 MiFID II🇦🇺 ASIC🇦🇪 DFSA🇸🇬 MAS🇨🇾 CySEC🇸🇨 FSA

a0bank is a trading name of A0 Financial Technologies Ltd. Authorised and regulated across multiple jurisdictions. Cryptocurrencies are high-risk assets and their value can go up or down. Your capital is at risk. Crypto assets are not covered by the Financial Services Compensation Scheme (FSCS) or equivalent protection schemes in all jurisdictions. Please read our Terms of Service and Privacy Policy before using our services.

© 2026 a0bank. All rights reserved.

a0bank for Expats

International banking built for people who live internationally.

As an expatriate, you live between financial systems. a0bank gives you a stable foundation — regulated multi-currency banking that works in every country you call home, with no country-specific paperwork.

Open Free Account
Built for you

Banking that matches how you actually work

Open without a local address

Just arrived in a new country? a0bank opens with your passport — no local utility bill, no national ID, no bank reference letter.

7 fiat currencies in one place

USD, EUR, GBP, CHF, AED, SGD, AUD — hold balances in multiple currencies and switch between them as you move between countries.

Send money home cheaply

International transfers from your a0bank account via SWIFT are far cheaper than bank wire fees from most domestic banks.

Earn 6.25% on savings while you settle in

While you figure out local banking arrangements, your savings earn 6.25% APR in crypto savings at a0bank — no action required.

Regulated in your new country (often)

a0bank holds licences in the UK, Singapore, UAE, Australia, and four more. If you've moved to any of these, you're already in a regulated jurisdiction.

Tax documentation on demand

Download interest income statements, account statements, and proof-of-funds letters — essential for expat tax filings in multiple countries.

Getting started

Up and running in minutes

01

Open before you move

You don't need to be in your new country to open an a0bank account. Open online from anywhere — it's ready when you arrive.

02

Move money internationally at low cost

Send funds from your home country bank to a0bank via SWIFT. Hold in your preferred currency without converting.

03

Bank normally in your new country

Spend with your Visa card, earn 6.25% APR on savings, and manage everything in the a0bank app — wherever you are.

Customers globally
500k+
Regulatory licences
7
Countries card works
180+
Savings APR
6.25%
FAQ

Questions from expats

Open for new customers worldwide

Start banking without boundaries

Join 500,000+ customers. Open your account in 5 minutes — no paperwork, no branch visit.

Open Free AccountTalk to Support