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a0bank
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Earn 6.25% p.a. on your deposits
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a0bank

Banking without borders. Save, spend, and borrow β€” anywhere in the world.

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πŸ‡¬πŸ‡§ FCAπŸ‡ͺπŸ‡Ί MiFID IIπŸ‡¦πŸ‡Ί ASICπŸ‡¦πŸ‡ͺ DFSAπŸ‡ΈπŸ‡¬ MASπŸ‡¨πŸ‡Ύ CySECπŸ‡ΈπŸ‡¨ FSA

a0bank is a trading name of A0 Financial Technologies Ltd. Authorised and regulated across multiple jurisdictions. Cryptocurrencies are high-risk assets and their value can go up or down. Your capital is at risk. Crypto assets are not covered by the Financial Services Compensation Scheme (FSCS) or equivalent protection schemes in all jurisdictions. Please read our Terms of Service and Privacy Policy before using our services.

Β© 2026 a0bank. All rights reserved.

a0bank for Digital Nomads

Your bank account should work wherever you do.

Location-independent living requires location-independent banking. a0bank gives you a regulated global bank account, a card that works in 180+ countries, and savings that earn 6.25% APR β€” with no fixed address requirements.

Open Free Account
Built for you

Banking that matches how you actually work

Open without a fixed address

Most banks require a utility bill at a fixed address. a0bank opens with a passport and an identity check β€” no fixed domicile required.

Card works in 180+ countries

The a0bank Visa debit card is accepted at 40+ million merchants worldwide and at ATMs globally. No foreign transaction fees.

Hold 7 currencies in one account

USD, EUR, GBP, CHF, AED, SGD, AUD β€” hold and spend in local currencies across regions without converting everything at poor rates.

6.25% APR on savings while you travel

Your money earns 6.25% per annum in crypto savings even while you sleep in different time zones. No active management required.

Instant transfers between currencies

Switch between fiat currencies and crypto in your a0bank app at any time. No sending money between accounts or waiting for transfers to clear.

Regulated across 7 jurisdictions

a0bank holds licences in the UK (FCA), Singapore (MAS), Australia (ASIC), UAE (DFSA), and four other jurisdictions β€” real regulatory protection, not a fintech workaround.

Getting started

Up and running in minutes

01

Open online from anywhere

Sign up in 5 minutes from any country. No fixed address, no utility bill, no branch visit β€” just your passport and a quick face scan.

02

Load your preferred currencies

Deposit fiat via bank transfer or fund with crypto. Hold balances in the currencies most useful for your current region.

03

Earn while you explore

Move surplus funds into crypto savings and let 6.25% APR accrue daily, while your Visa card handles day-to-day spending.

Customers globally
500k+
Regulatory licences
7
Countries card works
180+
Savings APR
6.25%
FAQ

Questions from digital nomads

Open for new customers worldwide

Start banking without boundaries

Join 500,000+ customers. Open your account in 5 minutes β€” no paperwork, no branch visit.

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