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a0bank
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Earn 6.25% p.a. on your deposits
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a0bank

Banking without borders. Save, spend, and borrow β€” anywhere in the world.

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πŸ‡¬πŸ‡§ FCAπŸ‡ͺπŸ‡Ί MiFID IIπŸ‡¦πŸ‡Ί ASICπŸ‡¦πŸ‡ͺ DFSAπŸ‡ΈπŸ‡¬ MASπŸ‡¨πŸ‡Ύ CySECπŸ‡ΈπŸ‡¨ FSA

a0bank is a trading name of A0 Financial Technologies Ltd. Authorised and regulated across multiple jurisdictions. Cryptocurrencies are high-risk assets and their value can go up or down. Your capital is at risk. Crypto assets are not covered by the Financial Services Compensation Scheme (FSCS) or equivalent protection schemes in all jurisdictions. Please read our Terms of Service and Privacy Policy before using our services.

Β© 2026 a0bank. All rights reserved.

a0bank for Crypto Traders

A real bank account built for the crypto-native.

Active crypto traders need banking that keeps pace with their activity. a0bank offers multi-currency fiat accounts, instant crypto-to-fiat conversion, SWIFT transfers with no questions asked, and 6.25% APR on idle balances.

Open Free Account
Built for you

Banking that matches how you actually work

Convert profits to fiat instantly

Move crypto gains into USD, EUR, GBP, or five other currencies from your a0bank app. No waiting, no third-party exchange needed.

Earn yield on stablecoins between trades

Park idle USDT or USDC in a0bank savings and earn 6.25% APR. Your capital keeps working even when you're not actively trading.

SWIFT transfers with no third-degree interrogation

Send and receive large international fiat transfers. a0bank's regulated framework means transparent compliance β€” not arbitrary account freezes.

Use savings as instant loan collateral

Need capital without selling? Pledge your crypto savings as collateral for an instant cash loan β€” no credit check, no long approval process.

Spend profits with your Visa card

Your trading profits are spendable immediately via the a0bank Visa debit card β€” no separate withdrawal step to another bank account.

Full transaction records for tax compliance

Every conversion, transfer, and interest payment is logged and exportable. Essential for accurate crypto tax reporting in any jurisdiction.

Getting started

Up and running in minutes

01

Open your account

Five minutes online. Then deposit fiat or crypto to fund your a0bank account.

02

Trade, convert, receive

Use a0bank as your settlement account β€” receive fiat from exchanges, hold crypto, convert between them at competitive rates.

03

Earn on idle capital

Move any USDT, USDC, BTC, or ETH you're not actively trading into savings and earn 6.25% APR without any lock-up.

Customers globally
500k+
Regulatory licences
7
Countries card works
180+
Savings APR
6.25%
FAQ

Questions from crypto traders

Open for new customers worldwide

Start banking without boundaries

Join 500,000+ customers. Open your account in 5 minutes β€” no paperwork, no branch visit.

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