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a0bank
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Earn 6.25% p.a. on your deposits
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Borrow against your savings
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a0
a0bank

Banking without borders. Save, spend, and borrow β€” anywhere in the world.

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πŸ‡¬πŸ‡§ FCAπŸ‡ͺπŸ‡Ί MiFID IIπŸ‡¦πŸ‡Ί ASICπŸ‡¦πŸ‡ͺ DFSAπŸ‡ΈπŸ‡¬ MASπŸ‡¨πŸ‡Ύ CySECπŸ‡ΈπŸ‡¨ FSA

a0bank is a trading name of A0 Financial Technologies Ltd. Authorised and regulated across multiple jurisdictions. Cryptocurrencies are high-risk assets and their value can go up or down. Your capital is at risk. Crypto assets are not covered by the Financial Services Compensation Scheme (FSCS) or equivalent protection schemes in all jurisdictions. Please read our Terms of Service and Privacy Policy before using our services.

Β© 2026 a0bank. All rights reserved.

a0bank for Businesses

International business banking β€” without the enterprise overhead.

Small businesses and startups with international operations need banking that moves as fast as they do. a0bank provides regulated multi-currency business accounts, crypto treasury management, and global card spending.

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Built for you

Banking that matches how you actually work

Multi-currency business accounts

Hold and transact in USD, EUR, GBP, CHF, AED, SGD, and AUD simultaneously. Invoice clients in their currency, receive in your preferred one.

Earn on idle treasury balances

Keep business reserves in crypto savings and earn 6.25% APR. Better than leaving operating surplus in a zero-interest business current account.

SWIFT global transfers

Pay international suppliers, contractors, and partners via SWIFT from your a0bank account β€” without correspondent bank fees stacking up.

Crypto-native treasury management

Hold a portion of treasury in Bitcoin or USDT and earn yield. a0bank provides the institutional custody and regulatory framework for compliant corporate crypto exposure.

Team debit cards

Issue Visa debit cards for team members. Control spending limits and track business expenses in the a0bank dashboard.

Instant loan against treasury assets

Need short-term liquidity without liquidating crypto treasury? Pledge crypto savings as collateral for an instant a0bank cash loan.

Getting started

Up and running in minutes

01

Open your business account

Company incorporation documents and director KYC are required. Business accounts typically open within 1–2 business days.

02

Move international payments through a0bank

Receive client payments in any supported currency via SWIFT. Pay suppliers worldwide. Manage FX in-app.

03

Earn on treasury surplus

Allocate any balance above your operating reserve to crypto savings β€” earning 6.25% APR while maintaining full liquidity.

Customers globally
500k+
Regulatory licences
7
Countries card works
180+
Savings APR
6.25%
FAQ

Questions from businesses

Open for new customers worldwide

Start banking without boundaries

Join 500,000+ customers. Open your account in 5 minutes β€” no paperwork, no branch visit.

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