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a0bank
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Spend anywhere in the world
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Earn 6.25% p.a. on your deposits
Instant Loans
Borrow against your savings
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a0
a0bank

Banking without borders. Save, spend, and borrow β€” anywhere in the world.

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πŸ‡¬πŸ‡§ FCAπŸ‡ͺπŸ‡Ί MiFID IIπŸ‡¦πŸ‡Ί ASICπŸ‡¦πŸ‡ͺ DFSAπŸ‡ΈπŸ‡¬ MASπŸ‡¨πŸ‡Ύ CySECπŸ‡ΈπŸ‡¨ FSA

a0bank is a trading name of A0 Financial Technologies Ltd. Authorised and regulated across multiple jurisdictions. Cryptocurrencies are high-risk assets and their value can go up or down. Your capital is at risk. Crypto assets are not covered by the Financial Services Compensation Scheme (FSCS) or equivalent protection schemes in all jurisdictions. Please read our Terms of Service and Privacy Policy before using our services.

Β© 2026 a0bank. All rights reserved.

πŸ‡¦πŸ‡ͺ United Arab Emirates

Crypto Banking for UAE Residents

a0bank is DFSA-regulated in Dubai. Open a multi-currency account with AED support, earn 6.25% on crypto savings, and access regulated global banking from the UAE.

Open Free Account
Fiat currencies
7
Crypto assets
10
Savings APR
6.25%
Regulatory licences
7
What you get

Banking built for United Arab Emirates residents

A regulated global bank account with AED support, international SWIFT access, and 6.25% APR on crypto savings.

DFSA-regulated in Dubai

a0bank holds Dubai Financial Services Authority (DFSA) authorisation, providing UAE residents with a regulated crypto banking option in their own jurisdiction.

AED accounts included

Your a0bank account holds AED alongside USD, EUR, GBP, CHF, SGD, and AUD β€” the most comprehensive multi-currency offering available from the UAE.

No personal income tax on interest

The UAE has no personal income tax. Crypto interest earned through a0bank is not subject to UAE personal income tax.

SWIFT-connected globally

Send and receive transfers globally in AED, USD, EUR, and other currencies via SWIFT from your a0bank account.

Full service banking

Everything in one account

United Arab Emirates residents get access to the full a0bank platform β€” savings, lending, spending, and multi-currency accounts.

Crypto savings at 6.25% APR

Earn yield on BTC, ETH, USDT, and 7 other assets. No lock-up, no minimum balance.

Visa debit card

Spend from your crypto or fiat balance at 40+ million merchants worldwide and in United Arab Emirates.

Multi-currency accounts

Hold USD, EUR, GBP, CHF, AED, SGD, AUD, and 10 crypto assets in one account.

Instant crypto loans

Borrow cash against your crypto savings without selling. No credit check.

FAQ

United Arab Emirates banking questions

Also serving

πŸ‡ΈπŸ‡¬ SingaporeπŸ‡¬πŸ‡§ United KingdomπŸ‡¨πŸ‡­ Switzerland
Open for new customers worldwide

Start banking without boundaries

Join 500,000+ customers. Open your account in 5 minutes β€” no paperwork, no branch visit.

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