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a0bank
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Spend anywhere in the world
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Earn 6.25% p.a. on your deposits
Instant Loans
Borrow against your savings
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a0
a0bank

Banking without borders. Save, spend, and borrow β€” anywhere in the world.

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πŸ‡¬πŸ‡§ FCAπŸ‡ͺπŸ‡Ί MiFID IIπŸ‡¦πŸ‡Ί ASICπŸ‡¦πŸ‡ͺ DFSAπŸ‡ΈπŸ‡¬ MASπŸ‡¨πŸ‡Ύ CySECπŸ‡ΈπŸ‡¨ FSA

a0bank is a trading name of A0 Financial Technologies Ltd. Authorised and regulated across multiple jurisdictions. Cryptocurrencies are high-risk assets and their value can go up or down. Your capital is at risk. Crypto assets are not covered by the Financial Services Compensation Scheme (FSCS) or equivalent protection schemes in all jurisdictions. Please read our Terms of Service and Privacy Policy before using our services.

Β© 2026 a0bank. All rights reserved.

πŸ‡³πŸ‡± Netherlands

Crypto Banking for Dutch Residents

a0bank is MiFID II compliant across the EU and serves residents of the Netherlands. Open a multi-currency account, earn 6.25% on crypto savings, and bank globally.

Open Free Account
Fiat currencies
7
Crypto assets
10
Savings APR
6.25%
Regulatory licences
7
What you get

Banking built for Netherlands residents

A regulated global bank account with EUR support, international SWIFT access, and 6.25% APR on crypto savings.

EU-regulated

MiFID II compliance means Dutch residents have access to regulated crypto banking with full European investor protections.

EUR and SEPA transfers

Hold EUR and send via SEPA from your a0bank account to any Dutch or European bank account.

USDT and USDC savings

For Dutch residents who prefer dollar-stable savings, USDT and USDC earn 6.25% APR at a0bank β€” far above any Dutch savings account.

Open without a Dutch address

No Dutch proof of address is required. Open an a0bank account online in minutes from anywhere.

Full service banking

Everything in one account

Netherlands residents get access to the full a0bank platform β€” savings, lending, spending, and multi-currency accounts.

Crypto savings at 6.25% APR

Earn yield on BTC, ETH, USDT, and 7 other assets. No lock-up, no minimum balance.

Visa debit card

Spend from your crypto or fiat balance at 40+ million merchants worldwide and in Netherlands.

Multi-currency accounts

Hold USD, EUR, GBP, CHF, AED, SGD, AUD, and 10 crypto assets in one account.

Instant crypto loans

Borrow cash against your crypto savings without selling. No credit check.

FAQ

Netherlands banking questions

Also serving

πŸ‡©πŸ‡ͺ GermanyπŸ‡«πŸ‡· FranceπŸ‡ΈπŸ‡ͺ Sweden
Open for new customers worldwide

Start banking without boundaries

Join 500,000+ customers. Open your account in 5 minutes β€” no paperwork, no branch visit.

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