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a0bank
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Fiat and digital currency accounts
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Spend anywhere in the world
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Earn 6.25% p.a. on your deposits
Instant Loans
Borrow against your savings
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a0
a0bank

Banking without borders. Save, spend, and borrow β€” anywhere in the world.

𝕏in✈

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πŸ‡¬πŸ‡§ FCAπŸ‡ͺπŸ‡Ί MiFID IIπŸ‡¦πŸ‡Ί ASICπŸ‡¦πŸ‡ͺ DFSAπŸ‡ΈπŸ‡¬ MASπŸ‡¨πŸ‡Ύ CySECπŸ‡ΈπŸ‡¨ FSA

a0bank is a trading name of A0 Financial Technologies Ltd. Authorised and regulated across multiple jurisdictions. Cryptocurrencies are high-risk assets and their value can go up or down. Your capital is at risk. Crypto assets are not covered by the Financial Services Compensation Scheme (FSCS) or equivalent protection schemes in all jurisdictions. Please read our Terms of Service and Privacy Policy before using our services.

Β© 2026 a0bank. All rights reserved.

πŸ‡―πŸ‡΅ Japan

Crypto Banking for Japan Residents

a0bank provides Japan-based residents with regulated global crypto banking β€” earn 6.25% on crypto savings, hold multiple currencies, and spend worldwide with a Visa card.

Open Free Account
Fiat currencies
7
Crypto assets
10
Savings APR
6.25%
Regulatory licences
7
What you get

Banking built for Japan residents

A regulated global bank account with JPY support, international SWIFT access, and 6.25% APR on crypto savings.

International regulation accessible from Japan

a0bank holds seven international regulatory licences. Japanese residents access the platform with full regulatory protection from MAS, FCA, and ASIC-authorised entities.

USD accounts for yen-alternative savings

With JPY at historic lows, many Japanese savers seek USD-denominated alternatives. a0bank's USD and stablecoin accounts offer stability with 6.25% APR.

Dollar-stable USDT savings at 6.25%

USDT is pegged 1:1 to the USD. Japanese residents can hold dollar-stable savings earning 6.25% per annum β€” a compelling alternative to JPY savings accounts near 0%.

Open online without a Japanese address

Open an a0bank account online with your passport β€” no Japanese bank account or JΕ«sho required for verification.

Full service banking

Everything in one account

Japan residents get access to the full a0bank platform β€” savings, lending, spending, and multi-currency accounts.

Crypto savings at 6.25% APR

Earn yield on BTC, ETH, USDT, and 7 other assets. No lock-up, no minimum balance.

Visa debit card

Spend from your crypto or fiat balance at 40+ million merchants worldwide and in Japan.

Multi-currency accounts

Hold USD, EUR, GBP, CHF, AED, SGD, AUD, and 10 crypto assets in one account.

Instant crypto loans

Borrow cash against your crypto savings without selling. No credit check.

FAQ

Japan banking questions

Also serving

πŸ‡­πŸ‡° Hong KongπŸ‡ΈπŸ‡¬ SingaporeπŸ‡°πŸ‡· South Korea
Open for new customers worldwide

Start banking without boundaries

Join 500,000+ customers. Open your account in 5 minutes β€” no paperwork, no branch visit.

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